Hi, I’m Mike Zhao, your local Farmers Insurance® agent in Campbell, California. My goal is simple: help you feel confident that the things you’ve worked hard for—your home, your car, your family, and your business—are properly protected.

Insurance shouldn’t feel confusing or overwhelming. I take a straightforward, consultative approach, walking you through coverage options in a clear way so you can make informed decisions without pressure. Whether you’re shopping for a new policy, reviewing your current coverage, or planning for the future, I’m here to help you understand what matters most and where you may be exposed to risk.

What I help with

I work with individuals, families, and small businesses throughout Campbell and the greater Silicon Valley area, offering:

• Auto Insurance

• Homeowners & Landlord Insurance

• Renters

• Business Insurance

• Life and Annuities

Why clients work with me

People appreciate having one point of contact who’s responsive, patient, and willing to explain things clearly—especially when life changes fast. I’m proud to be someone you can call when you have questions, want to compare options, or need support adjusting coverage over time.

Let’s make insurance easier

If you’d like a quick review, a quote, or simply want to understand your options better, I’d love to help. My office is located in Campbell, CA, and I’m available to talk through your needs and find coverage that fits.

Call or email me today to get started—and let’s build a plan that protects what matters most!